The buyer's desk for computers
The price tag is only the start. Yearsticker adds up what a computer really costs to own (tax, protection plan, subscriptions, electricity, repairs, less what it sells for later) over the years you use it, and reads payment and lease-to-own offers the way federal Truth in Lending rules lay them out.
Cost Sheet · worked example
Same person, same 4 hours a day. The new one has the bigger price tag and the longest life; keeping the old one with a $140 battery and SSD only buys two more years. Each sticker spreads everything over the years it will be used.
New
Cost per year
$316
$26.33 a month · $0.22 an hour of use
+$80 a year more than the lowest
Refurbished
Cost per year
$276
$23.02 a month · $0.19 an hour of use
+$40 a year more than the lowest
Keep mine
Cost per year
$236
$19.69 a month · $0.16 an hour of use
Lowest cost per year
Open the Cost Sheet with these numbers Electricity at 18.31¢ per kWh, the U.S. residential average for July 2026 (EIA). Change it to your own bill's rate.
Offer Reader · worked example
"Own this $899 laptop for $35 a week." Here is what 52 of those payments and a $49 fee add up to.
Lease-to-own or rent-to-own
The cost of your credit as a yearly rate. (estimated)
176.30%
The dollar amount the credit will cost you.
$970.00
The amount of credit provided to you.
$850.00
The amount you will have paid when you have made all scheduled payments.
$1,820.00
Cash price today$899.00
Everything you would pay signing + fees + payments$1,869.00
More than the cash price$970.00 (2.08 × the cash price)
Saving $35.00 every week instead would reach the cash price after 26 payments; the plan runs 52 payments (about 12 months).
What it costs
Free during preview. Nothing is charged and there is nothing to buy yet.